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Free nonprofit tool

Financial Ratio Dashboard

See program, administrative, fundraising, and liquidity ratios update as you enter your nonprofit's financials.

Hopewell example preloadedNothing is saved or stored

Your numbers

Use values from the same reporting period for a useful comparison.
Fictional example

Direct mission and service delivery costs

Management and general operations

Campaign, event, and development costs

Revenue raised in the same reporting period

Optional pair

Available cash for near-term obligations

Optional pair

Bills and obligations due within one year

Ratios recalculate live as you type. Raw inputs stay in your browser. Signed-in members may save only the four calculated ratios and their status bands.

Financial health at a glance

Program expense ratio

Excellent

76.5%

Share of total expenses spent on mission programs. Target: 70%+.

Formula: Program expenses ÷ total expenses × 100

Administrative expense ratio

Excellent

14.2%

Share of total expenses on management and general overhead. Target: 15% or less.

Formula: Administrative expenses ÷ total expenses × 100

Fundraising efficiency ratio

Excellent

9.3%

Fundraising expenses as a share of revenue raised. Target: 10% or less.

Formula: Fundraising expenses ÷ total revenue × 100

Current ratio

Excellent

2.10x

Cash on hand divided by current liabilities. Target: 2.0x or higher.

Formula: Cash on hand ÷ current liabilities

What each ratio means

Program expense ratio

Shows how much of every dollar spent goes to mission work. Watchdogs like Charity Navigator generally look for 70% or better.

Administrative expense ratio

Covers management, HR, and general operations. Below 15% is a healthy signal; above 35% usually warrants review.

Fundraising efficiency ratio

Open campaign calculator

Estimates how much you spend to raise a dollar. Interpretation varies by campaign type.

Current ratio

Measures short-term liquidity: can you cover near-term bills with cash on hand?

Explore the Charity Charge card

Review current card features, terms, and eligibility on the application site. This financial tool does not prequalify your organization.